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Disclaimer
Effective date: June 3, 2026
Please read this disclaimer carefully. It applies to your use of Valentino Finance, a product of UMNIK LLC.
Not a bank
Valentino Finance is not a bank and does not hold or take custody of your money.
No money movement
The service is read-only. It cannot make transfers, trades, or payments.
Not financial advice
Valentino Finance is for informational and educational purposes only. It does not provide financial, investment, tax, or legal advice, and nothing in the product is a recommendation to buy, sell, or hold any financial product.
AI features have limits
AI-generated summaries and insights can be incomplete or incorrect. They are educational only — verify important details and do not rely on them as professional advice.
No guarantees
We do not guarantee any savings, returns, or financial outcomes.
Data accuracy
Account and transaction data comes from your financial institutions through Plaid and may be delayed, incomplete, or inaccurate.
Consult a professional
For decisions about your finances, taxes, or investments, consult a licensed professional.
Contact
UMNIK LLC — hello@umniktech.com.