// read-only personal finance
See where your money goes. Cancel what you don't use.
A monthly review, done for you — spending, subscriptions, cash flow, and goals, in plain English. Connect your accounts read-only. We never store your bank login.
Start free, no card required · 14-day money-back guarantee on paid plans.
// how it works
Connect
Link your accounts through Plaid in a couple of taps. Read-only — no transfers, ever.
Sync
We securely pull balances, transactions, and recurring charges in the background.
Review
Each month, get a plain-English review: spending, subscriptions to cut, cash flow, goals.
// what you get
One command center for your whole money life.
Where your money actually went, by category, with what changed month to month.
Every recurring charge surfaced from real activity — and the ones worth cancelling.
Income vs. spending, with a heads-up before payday gets tight.
An educational summary grounded in your own data — not generic advice.
// from the founder
I built Valentino Finance for myself first. I was tired of opening five apps to figure out where my money went — and tired of finance tools that felt like spreadsheets with extra steps. So I made the thing I actually wanted: connect your accounts read-only, and once a month it just tells you, in plain English, what you spent, what to cancel, and whether you’re on track. It never moves your money. I use it every day.
// pricing
Simple plans. Cancel anytime.
// faq
Questions, answered.
Can Valentino Finance move my money?
No. It's strictly read-only — no transfers, trades, or payments. Ever.
Do you store my bank login?
Never. Plaid handles the bank connection; we only receive read-only data, and access tokens are encrypted at rest (AES-256-GCM).
Is this financial advice?
No — educational insights only, grounded in your own data. Not investment, tax, or legal advice.
Can I cancel anytime?
Yes — one click, plus a 14-day money-back guarantee.